What does my agency pay to use BailRep?

BailRep is subscription-based. The Agency Plan is $79/month. The Agency + Recovery + Prevention Plan is $139/month. Both are month-to-month and you can cancel anytime.

Does BailRep take a percentage of funded loans?

No. BailRep does not take a percentage of funded loan applications. Your subscription fee is a software/platform fee only.

Does my client pay BailRep a fee to check offers?

No. Checking for third-party financing offers is free. A soft credit pull may be used during pre-qualification (where available) and does not impact credit scores.

How do funds move if a family is approved?

Financing decisions and funding are handled by independent third-party providers. If approved and accepted, funds are typically deposited to the applicant’s bank account based on the provider’s process and timelines.

Am I responsible if a family defaults on their loan?

No. BailRep financing is non-recourse to the agency. The agency is not responsible if a family defaults.

What does the Recovery + Prevention Plan do?

The Recovery + Prevention Plan adds optional email + SMS follow-up automation to help reduce stalled situations and prevent future payment issues. BailRep does not collect payments and does not act as a collections service.

Is the Recovery + Prevention Plan debt collection?

No. BailRep does not engage in debt collection. Any messaging is informational and supports third-party resolution options only.

What is BailRep?

BailRep is a platform bail agencies use to give families access to third-party financing options when they can’t pay the full premium upfront. BailRep is not a lender and does not make credit decisions.

How do I get started?

Enroll your agency and you’ll receive a unique agency link and co-branded page you can share on live calls, by text, or by email.

How long does it take to go live?

Most agencies are live within 1–2 business days after enrolling.

What do you need from my agency to set up my page?

Typically, just your agency name and your preferred phone number. If you want branding on your co-branded page, you may also provide a logo.

Does paying for a plan improve approvals or loan terms?

No. Subscription fees are software fees only and are not tied to approvals, loan terms, or funding outcomes. Decisions are made solely by independent third-party providers.

What if a family doesn’t receive any offers?

Not receiving offers can happen for many reasons. Providers may consider multiple factors (not just credit score) and may not disclose the exact reason due to privacy and underwriting policies.

When do I send the BailRep link?

Send it when money is the issue—when a family can’t pay the premium upfront or needs a backup option during intake.

Who should I send the link to?

You can send it to the client, a family member, a friend, or anyone helping come up with the money.

What happens after I send the link?

The family completes the request directly. If available, they may see pre-qualification results using a soft credit pull. Your agency can receive application status updates (submitted / approved / funded / declined).

Can agents promise approvals, rates, or funding timelines?

No. Financing must always be presented as optional. Agents cannot promise approvals, rates, terms, or funding timelines. All decisions are made by independent third-party providers.

What do I not get involved in?

Agencies should not handle lender underwriting questions, collect payments on behalf of providers, or represent that BailRep or the agency makes credit decisions.

How does the Recovery + Prevention Plan fit in?

It adds optional email + SMS follow-up automation to reduce stalled situations and prevent future payment issues—without the agency chasing families or using collections.

Can I apply without going through a bail agency?

Some applications may be available directly online. If you were given a link by an agency, use that link so the agency can see status updates.

Will checking offers hurt my credit score?

Pre-qualification may use a soft credit pull (where available), which does not impact credit scores. If you accept an offer, a provider may run a hard credit inquiry to finalize the loan.

Do I need perfect credit to qualify?

No. Providers review multiple factors beyond credit score. Approval depends on the provider’s criteria and the applicant’s full profile.

What amounts are available?

Loan amounts and terms vary by provider and applicant. In many cases, offers start around $1,000 and can go higher depending on eligibility.

When will I receive funds?

Funding timing depends on the provider and your bank. After acceptance and verification, deposits are typically processed within provider timelines.

What happens if I miss payments?

The provider will contact you directly. BailRep does not handle repayment or collections.

Does BailRep make lending decisions?

No. BailRep is not a lender and does not make credit decisions. All decisions are made solely by independent third-party providers.