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Frequently asked questions

Once your form is submitted, a lender will offer the maximum approval amount. Often, you will receive offers within seconds.

No! Using BailRep will not impact your credit score. A soft pull is used by a lender to have a look at your credit file to see what type of loan they might be willing to offer you. It saves you from having to find and input all of the information that sits in your credit file. A soft credit pull is not recorded on your credit file, and so it does not impact your credit score. Soft pulls enable us to shop around for lending products without damaging our credit. A hard credit pull, however, does impact your credit score. Lenders use hard pulls when you actually apply for credit. That's when you are affirmatively saying to that lender that you wish to apply for a specific loan with specific terms. When you make that application, the lender pings the credit bureau and tells the credit bureau that you are applying for a loan. The credit bureau sends back your credit file, and then notes that you have just put in an application for credit. If you decide that you want to apply for that loan, the lender will eventually have to use a hard pull of your credit. But that will only happen once you find a particular loan that you want.

Typically the lowest APR’s is 5.99% but we have a few lenders offering 2.49%. The highest APR is 29.99. Terms are 6 months to 5 years.

Loans for bail and other emergencies range from $500 up to $100,000. There is no risk, no down payments, no collateral required, and no obligation to accept any loan offer.

Once you submit your information, you will receive loan offers within seconds. You can review the terms and decide if it's right for you.

You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident.

Most lenders require a valid checking account. If you accept an offer, your lender will deposit your funds directly into said account.

The emergency loans offered by our lending partners may be used for posting bail bonds and cash bonds, and retaining a criminal defense lawyer/attorney for DUIs and DWIs, expungements, speeding and traffic tickets, and non-violent charges.

There are no minimum requirements as every form is unique and many factors are considered, including, but not limited to income, credit profile, and outstanding debt balances.

Your requested loan amount will not affect loan offers. If we are unable to secure the full requested amount, we will inform you of the maximum amount that can be borrowed.

No. Your bail bondsman or bail agent is not required to work with BailRep.

The emergency loans offered by our lending partners may be used for posting bail bonds and cash bonds, retaining a criminal defense lawyer/attorney for DUIs and DWIs, expungements, speeding and traffic tickets, non-violent and non-violent charges. Additional uses include house arrest monitoring services and GPS ankle monitor equipment for court-ordered alcohol and drug monitoring, paying for addiction recovery programs at out-patient behavioral health centers for mental health and substance use problems (mental illness, drug and alcohol addiction treatment).

Funds are disbursed to the applicant's bank account the following business day. The borrower is responsible for paying the bail bondsman or bail agent directly.

No. Offers made through BailRep's network of lenders are unsecured personal loans, which means you are not required to pledge or put up collateral.

Funds will be deposited directly into your checking account the following business day after accepting an offer, completing verification and E-sign all documents.

Contact more than one bail bondsman or bail agent. Negotiate the fee for the bail bond.

Our site is SHA-2 and 2048-bit encryption.

We pass your SSN to our third party lending partners to bring you the best possible loan offers. After we submit your SSN, we delete it completely. We do not retain a copy of your SSN in any of our active or backup databases.

Loans for bail and other emergencies range from $500 up to $100,000. Loan size are largely determined by your credit history and credit score.

Once you submit your information, you will receive loan offers within seconds. You can review the terms and decide if it's right for you.