BailRep Privacy Policy

Effective Date: January 5, 2025

BailRep, LLC (“BailRep,” “we,” “our,” or “us”) is committed to maintaining your trust and protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit or use our websites, applications, tools, and services that link to this Privacy Policy (collectively, the “Service”).

1. Information We Collect

A. Information You Provide

This includes information submitted through forms, applications, communications, or account creation, such as:

Contact Information

  • First and last name
  • Email address
  • Phone number
  • Mailing address

Identity Information

  • Date of birth
  • Social Security number
  • Government-issued identification

Financial & Credit-Related Information

  • Estimated credit score
  • Income, bank account information, employment history
  • Loan preferences or prequalification details
  • Payment history or debt obligations

Eligibility Information

Used to match you with available financial products:

  • Residency
  • Citizenship status
  • Employment status
  • Household income
  • Vehicle, home, or service-related information for financing

Other Information

Any other information you voluntarily provide.

BailRep is not a lender, broker, or financial institution. We connect consumers with lending partners who make all credit decisions.

B. Information from Third Parties

We may receive information from:

  • Credit bureaus
  • Public records
  • Data providers
  • Merchant or service-provider partners
  • Lenders and loan marketplaces
  • Identity verification and fraud-prevention partners

This may include identity verification data, credit attributes, or confirmation of loan status if you proceed with a lending partner.

C. Information Collected Automatically

We, our analytics partners, and third-party technology providers may automatically collect:

Online Activity Data

  • Pages viewed
  • Time spent on each page
  • Navigation paths
  • Click behavior
  • Searches performed
  • Referring URLs

Device & Technical Data

  • IP address
  • Device type & operating system
  • Browser type
  • Unique device identifiers
  • Network information

Cookies, Pixels & Tracking Technology

  • Cookies (for session management, preferences, analytics, personalization, and fraud prevention)
  • Web beacons / pixel tags
  • Browser type
  • JavaScript and local storage

2. How We Use Your Information

We use your information for the following purposes:

A. Service Delivery

  • Matching you with eligible lenders or financing partners
  • Prequalification and product recommendations
  • Providing personalized offers and content
  • Communicating with you regarding your application or questions
  • Customer support and account management

B. Research & Development

  • Improving and optimizing platform performance
  • Developing new features
  • Aggregated and de-identified analytics

C. Marketing & Advertising

  • Email and SMS communication (with opt-out functionality)
  • Personalized or interest-based advertising
  • Retargeting campaigns

D. Legal, Compliance & Protection

  • Fraud prevention
  • Security monitoring
  • Identity verification
  • Responding to lawful requests
  • Enforcing terms and policies

E. Other purposes

  • As disclosed at the time of collection or with your consent.

3. How We Share Your Information

We may share personal information with:

A. Lenders & Financing Partners

To determine product eligibility or complete an application.

B. Service Providers

Such as:

  • Hosting & cloud services
  • Customer support providers
  • Identity verification companies
  • Analytics and marketing vendors
  • Email & SMS service providers

C. Advertising Partners

For audience matching, retargeting, and interest-based ads.

D. Business Partners

Merchants or agencies you interacted with through the platform.

E. Professional Advisors

Legal, compliance, auditing, or other advisors acting on our behalf.

F. Legal Authorities

Where required by law, subpoena, or government request.

G. Business Transfers

If BailRep undergoes a merger, acquisition, restructuring, or asset sale.

4. Your Choices

A. Marketing Communications

You can opt-out of:

  • Emails (via unsubscribe link or privacy@bailrep.com)
  • SMS messages (reply STOP)

B. Cookies & Tracking

You can adjust browser settings to block or delete cookies.

C. Interest-Based Advertising

NAI opt-out: https://www.networkadvertising.org/choices

DAA opt-out: https://optout.aboutads.info

Mobile AppChoices: https://youradchoices.com/appchoices

D. Do Not Track

Our systems do not currently respond to “Do Not Track” browser signals.

5. Children’s Privacy

The Service is not intended for individuals under 18 years of age.

We do not knowingly collect information from children.

6. Security

We maintain administrative, technical, and physical security measures.

However, no system can guarantee 100% security.

7. International Transfers

Your data may be stored or processed in the United States or other locations with different privacy protections.

8. Changes to This Privacy Policy

We may update this Privacy Policy at any time.

Changes are effective upon posting unless stated otherwise.

9. Contact Us

For questions or privacy requests:

BailRep LLC, Attn: Privacy 30 N Gould Street Sheriden, WY 82801 info@bailrep.com

10. California Privacy Rights (CCPA / CPRA)

This section applies only to California residents.

Your Rights

You may request:

  • Categories of personal information collected
  • Specific information collected
  • Sources of collection
  • Business purpose for collection
  • Third parties with whom we share your data
  • Deletion of your data
  • Correction of inaccurate data
  • To opt-out of “selling” or “sharing” your information
  • To not be discriminated against for exercising your rightss

How to Exercise These Rights

Email: ccpa@bailrep.com

Phone: (844) 692-2457

Form: Do Not Sell or Share My Personal Information

Verification may require government-issued identification.

11. Summary of CCPA Data Practices

This section provides a high-level summary of how BailRep collects, uses, and shares personal information, by reference to the categories defined in the California Consumer Privacy Act (CCPA).

Category of Personal Information Collected? Shared with Third Parties? Primary Purposes of Use / Sharing
Identifiers (e.g., name, email, address, phone number) Yes Yes To provide and manage the Service, match you with lending partners, communicate with you, and prevent fraud.
Financial information (e.g., income, bank details submitted for prequalification) Yes Yes To evaluate eligibility for financing, transmit applications to lending partners, and support servicing of products you choose.
Commercial information (e.g., products or services you request or consider) Yes Yes To personalize your experience, recommend products, and understand how users engage with the Service.
Internet or other electronic network activity (e.g., pages viewed, clicks, IP address) Yes Yes To operate, secure, and improve the Service and to support analytics, advertising, and marketing.
Approximate geolocation (derived from IP address or other technical data) Yes Yes To comply with legal and licensing requirements, detect fraud, and show relevant content or offers.
Professional or employment-related information Yes Yes To assess eligibility for certain financial products and verify application information.
Sensitive personal information (e.g., Social Security number, date of birth) Yes Shared only with service providers and lending partners as needed To verify identity, prevent fraud, comply with law, and enable lending partners to evaluate and process applications.